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National Products
Dwelling Fire Form DP-1
Cash Value, (no replacement cost) for seasonal, tenant occupied, or owner occupied units.
Available in Arizona, California, Colorado, Georgia, Oregon, and Texas
  • Other Structures: Up to 10% of the Dwelling limit of liability for loss by a peril insured against for other structures. Payment under this coverage reduces limit of liability by the amount paid.
  • Fair Rental Value: 10% of Dwelling limit.
  • Optional Coverages: Personal Property, Liability - up to $500,000
  • Medical Payments - $250 per person, $5,000 per occurrence included with liability purchase.
 
Special Form DP-3
Replacement Cost for seasonal, tenant occupied, or owner occupied units.
Available in Arizona, California, Colorado, Georgia, Oregon, and Texas
  • Other Structures: 10% of Dwelling limit, direct physical loss replacement cost coverage. Limit may be increased for additional charge.
  • Fair Rental Value: 10% of Dwelling limit.
  • Additional Living Expenses: 10% of Dwelling limit.
  • Optional Coverages: Personal Property - see policy for perils
  • Liability - Up to $500,000 OLT or CPL
  • Medical Payments - $250 per person, $5,000 per occurrence included with liability
  • Purchase Earthquake - 10% deductible.